Yes, the protection provided is definitely worth the price you pay for travel insurance. No matter how well you plan your trip there are too many variables involved for any guarantees. Your trip will rely upon airlines, family members, health, employment, hotel reservations, and baggage handlers to name a few.

If you were not spending a great deal on a trip then travel insurance not required but for international travel and more expensive domestic locations saving a few dollars is not worth the risk or the disappointment.

Also in a foreign country you will most probably totally unfamiliar with the local environment and trapdoors that snare tourists unaccustomed to it. The peace of mind that insurance will bring to this situation will help make your trip more pleasurable.